Choosing the right U.S. formation partner determines how quickly your business bank account is approved, whether your IRS tax filings stay compliant, and how much you pay annually in hidden recurring fees.
| Features & Deliverables | FileUSLLC | doola | Firstbase | Stripe Atlas |
|---|---|---|---|---|
| One-Time Formation Model | Yes ($399 Flat) | $297/yr Subscription | $399 + Subscriptions | $500 Flat |
| State Choice | All 50 States (WY, DE, NM, etc.) | Wyoming & Delaware focus | Wyoming & Delaware focus | Delaware Only |
| IRS EIN (Non-SSN Foreign) | Included ($0) | Included | Included | Included |
| 1-Year Registered Agent | Included ($0) | Included in Year 1 | Included in Year 1 | Included in Year 1 |
| Bank Setup Support | Mercury, Relay, Wise | Mercury, Relay | Mercury, Relay | Mercury, Stripe |
| FinCEN BOI Report Filing | Guidance & Prep Included | Included in High Tier | Upsell add-on | Not provided |
| Mandatory Recurring Subscription? | NO (Optional Renewal) | YES ($297–$1,999/yr) | YES (Agent / Mailroom) | Optional Agent ($100/yr) |
doola is backed by Y Combinator and focuses heavily on packaging accounting software with formation, charging $297/yr for their base plan and up to $1,999/yr for their tax packages.
Why founders choose FileUSLLC: We do not force you into expensive recurring software subscriptions. You pay a transparent one-time fee of $399 to get your company, EIN, and bank setup completed without annual lock-in.
Stripe Atlas charges a flat $500, but they only incorporate Delaware C-Corporations or Delaware LLCs.
Why founders choose FileUSLLC: Delaware LLCs carry a mandatory $300/year annual franchise tax. For bootstrapped SaaS founders, e-commerce sellers, and consultants, FileUSLLC lets you form in Wyoming ($60/yr maintenance) or New Mexico ($0 annual reports), saving you thousands over the life of your business.
Full statutory formation, IRS EIN, registered agent, and bank-ready operating agreement for one flat fee.
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